Freeze Your Credit in 3 Steps

Freeze Your Credit in 3 Steps

Not so long ago, a credit freeze was a tool usually reserved for people who had suffered identity theft. But as data breaches have piled up — culminating with the massive data breach at credit agency Equifax announced in September — the freeze has become more widely recognized as the most effective way to protect your credit, even if a thief hasn’t yet made fraudulent use of your personal information.

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5 Stocks to Cash In on Cloud Computing

5 Stocks to Cash In on Cloud Computing

You’ve no doubt heard about the awesome and ubiquitous power of the “cloud.” It seems straightforward. You take everything on your computer, upload it to the cloud, and–poof!–you can access your data, photos or programs from anywhere. But what is the cloud? Where is it? It’s all a bit, well, nebulous.

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How To Decode Annuities

How To Decode Annuities

Do your eyes glaze over when you heard the word annuity? When you imagine handing over a large chunk of money to an insurance company in exchange for promised income, do those glazed eyes turn into a death stare?

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6 Strategies to Build Portfolio Diversity

6 Strategies to Build Portfolio Diversity

Investors need to cover their bases with a good variety of financial vehicles that reach beyond the old stock-and-bond game.

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5 Strategies to Save $1 Million

Your odds of becoming a millionaire aren’t what they used to be—they’re better. A record number of U.S. households have reached that enviable goal: At the end of 2016, 10.8 million households had a net worth of $1 million or more, not including their primary residence, reports the Spectrem Group. In fact, there were 1.6 million more millionaires in the U.S. in 2016 than there were in 2007, just before the stock market crash. What the market took away, the current bull market has restored—and then some.

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10 Things About Health Savings Accounts

If you don’t have many medical expenses now, in the long term you’ll be able to benefit even more from the tax advantages of an HSA. You’ll get a tax break for your contributions, then you can build up a tax-free stash of money to help pay for medical expenses in the future — even after retirement. Here are some things you may not know about HSAs, as well as some strategies to make the most of these plans.

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